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Privacy Policy Highland Capital Financial Consulting is a DBA for Brian E. Samuels, Registered Representative offering securities and advisory services through Independent Financial Group, LLC, a registered broker dealer and investment advisor. Member FINRA and SIPC. Highland Capital Financial Consulting and Independent Financial Group, LLC are not affiliated. We are committed to maintaining the trust and confidence of our customers. We want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safeguard that information. Keeping customer information secure and private is a priority for us. In the course of providing service to you, we collect nonpublic personal information about you from the following sources: Information from you on account applications and other standard forms (for example, name, address, social security number, assets, types and amounts of investments, transactions, and income); Information about your HSA transactions, our affiliates or others including those companies that work closely with us to provide you with diverse financial products and services (for example, your account balance, payment history, parties to transactions, types and amounts of investments, transactions, and credit card usage); Information obtained when verifying the information you provide on applications or other forms Keeping your information secure is one of our most important responsibilities. We restrict access to nonpublic personal information about you to those employees and agents who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We do not sell, share or disclose your non-public personal information to non-affiliated third party marketing companies. We may disclose all of the information we collect, as described above to companies that perform marketing or other services on our behalf, or to other financial institutions with whom we have joint marketing agreements. All of these companies are contractually obligated to keep the information that we provide to them confidential and use the information only for the services required and as allowed by applicable law or regulation, and are not permitted to share or use the information for any other purpose. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, to conduct our operations, to follow your instructions as you authorize, or to protect the security of our financial records. In the course of providing services to you, we are permitted by law to share within our family of affiliated companies information about our transactions or experiences with you (such as account balance or payment history). If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice. We reserve the right to change this policy at any time and you will be notified if any changes occur. If you have any questions after reading this Privacy Policy, please contact us by writing to Privacy Officer, Highland Capital Financial Group, 10636 Scripps Summit Court, Suite 110, San Diego CA 92131. This privacy policy applies to consumers who are customers or former customers of Highland Capital Financial Consulting, Brian E. Samuels, and its affiliated companies in the United States. The Highland Capital Financial Consulting family of affiliated companies include Independent Financial Group, LLC, and Independent Financial Group Inc. IRS CIRCULAR 230 DISCLOSURE: "Pursuant to recently-enacted U.S. Treasury Department Regulations, we are now required to advise you that, unless otherwise expressly indicated, any federal tax advice contained in this communication, including attachments and enclosures, is not intended or written to be used, and may not be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matters addressed herein." |